I can only hope that Brian Tracey knows of which he speaks, because I've apparently given away more credit than I intended to. A second charge was made on my now closed AmEx the same day as the charge I mentioned in my last entry - this one to an online outfit "regnow". AmEx invalidated that charge without even mentioning to me during our phone conversation - I only found out about it this afternoon because AmEx sent me a letter warning me that someone had attempted to make an $89 purchase at this website. *grumble*