I have a program on my computer called Incredimail. It works with Wind0ws 98 and higher, and you will have to look to double check if it works for Windows 95 or lower. I know there are some people yet who have Windows 95 on their computers and that's okay...
I recommend IncrediMail to others...if you are interested.
http://www.incredimail.com
ENJOY! I am!
Also you have to look at Webshots...at www.webshots.com. If the URL is incorrect, sorry about that.