US Health Care 101
Fri Aug 23 2002

I often take so many things in my life for granted. The subject on my mind today is Health Care. This, of course, stems from the appointments this morning confirming very healthy kids. That no one needed a shot today was a bonus!

In the US, our Health Care System is what we believe to be the best in the world. Whether it is or is not, I am not entirely certain. I do know that we have the ability to pick up the phone, call a doctor of our choosing and go to him once the appointment is made. That alone places us above many nations in the world where Health Care is non-existent.

Under our previous Insurance through my employer, we were under a plan, which had hundreds if not thousands of doctors as providers for them. The doctors and clinics I preferred just happened to be providers, so I was doubly lucky. Anyone in the family need a visit to the doc? No problem, $10.00 per visit. When I had my hysterectomy, all told it cost us about $125.00. Medications? For the most part $10.00 each. There were meds my kids needed that were not on the "approved list" for my insurance. Even then, I don't believe I ever paid more than $40.00 for months worth of any one medication.

We are now covered under the military plan. We choose to go see the military doctors, but have options to go see civilian doctors also. Cost to us? $0.00. Yep, if we see a military doctor or a civilian who is a provider for the military insurance plan, $0.00. Medications? $0.00. When I had my twins 12+ years ago, it cost me $12.95. We did experience inflation with the birth of my youngest, almost 9 years ago. It cost $13.45. After hearing what my SIL's costs were for the birth of her kids, I DEFINITELY had it good!

There are some limitations though. Medical coverage is for mandatory health needs only. Should I want to go to a plastic surgeon to get bigger boobs...nope, not an option. OK, in my case this is not a reality and I would go the other way, but still boob enhancements are a no go with military doctors. On the other hand there are plastic surgery options for those who have a medical need. Birth defects are the obvious needs that are met. Basically for plastic surgery options, if you have a medical need, they will do the surgery.

So, if you are in the military, or married to a military person and want bigger boobs.... it comes out of your own pocket. If you have a clubfoot or cleft palate you are covered.

Any questions?

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