My friend is on a limited income so she would not be able to pay for more insurance for her passengers,. and her two boys who are on the insurance papers wouldn’t want me to get involved and disturb something that is not even my issue. I thought it sounded rediculous at first but I do understand this family. I would not know if she would pay for more to have passengers in her vehicle along with her. She is like me —- on a fixed incume.